Tim Johnson

Traffic camera overlooking an intersection while accident investigators review crash footage on a computer

Can You Request Traffic Camera Footage After a Car Accident?

When two drivers give completely different versions of how a collision occurred, video can sometimes answer questions that photographs and statements cannot. Did one vehicle enter the intersection on a red light? Did a driver make an unsafe left turn? Was traffic already stopped before a rear-end collision? Did a vehicle change lanes immediately before […]

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Attorney preparing a spoliation letter to preserve vehicle data, video footage, and digital evidence after a car accident

What Is a Spoliation Letter in a Car Accident Case?

Important evidence can disappear quickly after a car accident. A damaged vehicle may be repaired or sent to a salvage auction. Surveillance footage may be overwritten. A commercial driver’s electronic records may be deleted under a routine retention schedule. Phone data, dashcam recordings, telematics, maintenance records, and photographs may also become unavailable while the insurance

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Attorney reviewing cell phone activity records and accident evidence after a distracted driving crash

How to Use Cell Phone Records to Prove Distracted Driving After a Crash

You may strongly suspect the other driver was looking at a phone just before hitting you. Perhaps you saw the driver looking down, a witness noticed a phone in their hand, or the driver admitted at the scene that they were sending a message. The problem is that suspicion alone may not be enough when

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Vehicle owner comparing a total-loss insurance payment with the remaining auto loan balance

What Does GAP Insurance Cover After a Car Accident?

A serious car accident can leave you without a usable vehicle while you are still responsible for the loan used to purchase it. When the insurance company declares the car a total loss, many drivers assume the settlement will automatically pay everything they owe. Unfortunately, the vehicle’s insurance value and the outstanding loan balance may

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Driver receiving the keys to a rental vehicle while a damaged car is being repaired after an accident

How Rental Reimbursement Coverage Works After a Car Accident

After a car accident, losing access to your vehicle can create immediate problems. You may still need to travel to work, take children to school, attend medical appointments, buy groceries, and handle other daily responsibilities. Even when the damaged car can be repaired, the process may take days or weeks. Rental reimbursement coverage may help

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Learn what loss of use means after a car accident, when it may matter in a claim, and why being without your vehicle can create real financial pressure.

What Is Loss of Use and Can You Be Paid for It After a Crash?

After a car accident, many people focus first on the visible damage to the vehicle. They think about repairs, insurance, and whether the car will be declared a total loss. But one of the biggest real-world problems often begins before any of those issues are resolved: you may suddenly be left without the use of

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car declared a total loss after an accident

What Happens If Your Car Is Declared a Total Loss After an Accident?

After a car accident, many people assume the next step will simply be getting repair estimates and waiting for the vehicle to be fixed. But in some cases, the insurance company decides the car will not be repaired at all. Instead, it is treated as a total loss. That can come as a shock, especially

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what property damage liability insurance covers

What Property Damage Liability Insurance Actually Covers

After a car accident, people often focus first on injuries, medical bills, and who caused the crash. But property damage becomes a major issue almost immediately too. A damaged vehicle can affect your ability to get to work, take care of your family, attend medical appointments, and handle everyday life. That is why it is

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what is MedPay after a car accident

What Is MedPay and How Does It Work After a Car Accident?

After a car accident, one of the first questions many people ask is how their medical bills will be paid. Emergency room visits, ambulance charges, follow-up appointments, imaging, prescriptions, and physical therapy can become expensive very quickly. In that moment, many accident victims discover insurance terms they may have seen before but never fully understood.

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Bicycle Accident Claims Fault, Injuries, and Compensation

Bicycle Accident Claims: Fault, Injuries, and Compensation

Bicycle accidents often leave injured cyclists facing some of the most difficult recovery situations in traffic injury cases. Unlike drivers, cyclists have little physical protection when a collision happens. Even a crash at a relatively moderate speed can lead to broken bones, head trauma, spinal injuries, lost income, and long-term pain. In many cases, the

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