Tim Johnson

Letter of Protection After a Car Accident

What Is a ‘Letter of Protection’ and How Can It Help After an Accident?

If you’ve been injured in a car accident and are struggling to afford medical treatment while your case is pending, you’re not alone. Medical bills can pile up quickly—especially if you don’t have insurance or the at-fault party’s insurer is slow to accept responsibility. That’s where a Letter of Protection (LOP) can be a powerful […]

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Why Insurance Adjusters Undervalue Claims

Why Insurance Adjusters Undervalue Your Claim (And How to Fight Back)

After a car accident, you might expect your insurance company to be your ally. After all, you’ve paid your premiums diligently—shouldn’t they have your back? Unfortunately, that’s not always the case. Many accident victims are shocked to find that the compensation they’re offered is far below what they deserve. Why? Because insurance adjusters are trained

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Long-Term Whiplash Symptoms and Legal Options

When Whiplash Isn’t Minor: Long-Term Symptoms and Legal Options

Whiplash is often described as a “minor” neck injury—something you simply shake off after a few days. But for many accident victims, the pain and limitations linger for weeks, months, or even years. When whiplash becomes a chronic condition, it can derail your work, your relationships, and your quality of life. The good news is

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Filing a Claim When Partially at Fault for an Accident

Can I File a Claim If I’m Partially At Fault for the Accident?

After a car accident, assigning blame isn’t always black and white. In many cases, more than one driver contributes to the crash, and determining fault becomes a shared issue. So, what happens if you were partially responsible for the collision? Can you still recover compensation? “Filing a Claim When Partially at Fault for an Accident”

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Drowsy Driving and Accident Claims

The Dangers of Drowsy Driving and How It Impacts Accident Claims

Drowsy driving might not seem as dangerous as driving under the influence, but it can be just as deadly. Every year, thousands of accidents are caused by fatigued drivers who drift off behind the wheel or fail to react quickly enough to avoid a collision. Yet, because there’s no breathalyzer for sleepiness, drowsy driving often

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How to Avoid Rear-End Collisions

How to Avoid Rear-End Collisions: Defensive Driving Tips

Rear-end collisions are among the most common types of car accidents, often occurring in everyday traffic and usually when least expected. While they are frequently labeled as “minor,” these crashes can cause significant injuries, vehicle damage, and insurance headaches. The good news? Most rear-end accidents are entirely preventable. “How to Avoid Rear-End Collisions” In this

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How Vehicle Recalls Can Affect Your Accident Case

How Vehicle Recalls Can Affect Your Accident Case

When you’re involved in a car accident, determining who’s at fault is a critical part of seeking compensation. But what happens if your vehicle—or the other driver’s—was under a safety recall at the time of the crash? Can a recall impact your accident claim, and if so, how? “How Vehicle Recalls Can Affect Your Accident

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Passenger Injury Liability in Carpool Accidents

Understanding Injury Liability for Passengers in Carpool Accidents

Carpooling is a convenient and cost-effective way to get around, but what happens if the car you’re riding in gets into an accident? As a passenger, you might assume that you’re automatically protected from liability and entitled to compensation for any injuries—but that’s not always the case. “Passenger Injury Liability in Carpool Accidents” Understanding passenger

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What Happens If You Crash a Friend’s Car

What Happens If You Crash a Friend’s Car?

Borrowing a friend’s car seems harmless—until you get into an accident. Suddenly, you’re not just dealing with the stress of a crash but also worrying about who’s responsible for the damages. Does your insurance cover it? Does your friend’s policy take the hit? “What Happens If You Crash a Friend’s Car” In this article, we’ll

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Dangers of Post-Accident Adrenaline

The Dangers of Post-Accident Adrenaline: Why You Might Feel Fine (But Aren’t)

After a car accident, it’s common for victims to walk away feeling surprisingly okay—only to realize hours or even days later that they’re actually injured. This phenomenon is often caused by post-accident adrenaline, a powerful hormone that can mask pain and keep you functioning during a crisis. “Dangers of Post-Accident Adrenaline” Understanding how post-accident adrenaline

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