Tim Johnson

Accident with a Government Vehicle

What Happens If You’re in an Accident with a Government Vehicle?

Car accidents are stressful enough—but what if the other vehicle belongs to the government? Whether it’s a police car, fire truck, postal truck, or city bus, accidents involving government vehicles can be more complicated than typical crashes. “Accident with a Government Vehicle” Unlike private drivers, government agencies have legal protections, and filing a claim against […]

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Drowsy Driving vs DUI

The Dangers of Driving While Drowsy: Is It as Bad as DUI?

Most people understand the risks of driving under the influence (DUI), but what about driving while drowsy? Many drivers shrug off fatigue as a minor inconvenience, but studies show that drowsy driving can be just as dangerous as drunk driving. “Drowsy Driving vs DUI” Fatigue slows reaction time, impairs judgment, and can even cause drivers

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PTSD after a car accident

Why Insurance Companies Lowball Settlement Offers (And How to Fight Back)

If you’ve been in an accident, you expect your insurance claim to cover your medical bills, lost wages, and vehicle damage. But instead, you receive a lowball settlement offer—far less than what you need. “Lowball Insurance Settlement Offers” Unfortunately, this is a common tactic insurance companies use to protect their profits. Many accident victims accept

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Road Construction Zones Contribute to Accidents

How Road Construction Zones Contribute to Accidents and Who’s Liable

Road construction zones are meant to improve infrastructure, but they often create hazardous driving conditions that lead to serious accidents. Reduced speed limits, lane closures, detours, and unclear signage can all contribute to confusion and collisions, raising the question: Who is liable when a crash happens in a work zone? “Road Construction Zones Contribute to

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Surveillance Footage for Car Accident Claims

The Role of Surveillance Footage in Proving Car Accident Claims

In today’s digital world, surveillance cameras are everywhere—on highways, at intersections, in parking lots, and even in businesses’ exteriors. When a car accident occurs, these cameras can capture critical evidence that helps determine fault and liability. “Surveillance Footage for Car Accident Claims” If you’ve been in a car accident, surveillance footage can be the key

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How Personal Injury Protection Insurance Works in No-Fault States

Understanding Your Rights in a Multi-Car Pileup Accident

A multi-car pileup accident can be one of the most chaotic and devastating events on the road. With multiple vehicles involved, determining fault, liability, and compensation becomes a complex process. If you’ve been injured in a chain-reaction crash, understanding your legal rights is crucial to securing the compensation you deserve. “Multi-Car Pileup Accident Rights” In

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No-Fault Insurance and Accident Victims

The Truth About ‘No-Fault’ Insurance: What It Means for Accident Victims

When you hear the term “no-fault insurance”, it might sound like a safety net that guarantees accident victims swift and hassle-free compensation. However, the reality is far more complex. No-fault insurance laws vary from state to state, often leaving accident victims confused about their rights and legal options. In this guide, we’ll break down what

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Accident While Driving a Borrowed Car

What Happens If You Have an Accident While Driving a Borrowed Car?

Borrowing a car may seem like a simple favor, but what happens if you get into an accident while driving a borrowed car? Many drivers assume their insurance covers them, but car insurance follows the vehicle, not the driver. Understanding who is responsible for damages and insurance claims is crucial to avoiding financial and legal

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Most Dangerous Intersections in Your City

The Most Dangerous Intersections in Your City and How to Avoid Them

Intersections are some of the most high-risk areas on the road, where traffic from multiple directions converges. In every city, certain intersections see more crashes, injuries, and fatalities than others due to factors like high traffic volume, poor visibility, and reckless driving behaviors. “Most Dangerous Intersections in Your City” Knowing which intersections are the most

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Insurance Tactics to Reduce Accident Payouts

Common Insurance Tactics Used to Reduce Accident Payouts (and How to Fight Them)

After a car accident, you expect your insurance company or the at-fault driver’s insurer to cover your medical bills, vehicle repairs, and other damages. However, insurance companies are businesses first—their goal is to reduce payouts and protect their bottom line. Understanding the tactics insurers use to minimize compensation can help you fight back and secure

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